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3 Most useful websites to use when selecting a credit card

Choosing the right credit card for your specific needs doesn’t have to be a nearly impossible or seemingly insurmountable task – especially if you do as much research and due diligence as humanly possible ahead of time.

While it used to be possible to apply for any different number of credit cards (and probably secured most – if not all – of those cards), traditional lenders and even untraditional vendors have been tightening their belts when it comes to accepting new credit card applications.

The global economic tailspin where dealing with certainly doesn’t help

Though we are certainly a far ways away from the major meltdown that happened around 2005 through 2008, the truth of the matter is we are still dealing with a global economy that is anything but healthy.

Even though our world leaders and global economists continue to tell us that things are about to get better, we’ve yet to see the real “light at the end of the tunnel” when it comes to our global finances – and that is having a tremendous impact on our ability to get the credit cards we are looking for.

Not only are you going to need to be smarter about the credit cards that you decide to apply for, but you’re also going to want to “hedge your bets” by only applying for the credit cards that fit your lifestyle, offer the kind of limits in rates you’re looking for, and meet any of your other key criteria.

There are any different number of websites that you may decide to leverage to go through this research process, but here are three of the most useful ones that you can begin getting started with right away!

Creditwalk.ca

Maybe the most important of all the credit card websites available on the web today, this credit card website is not only going to provide you with the most comprehensive list of credit cards available, but it’s also going to give you a ton of “inside information” that you simply would not have found anywhere else.

You’re going to find credit card offers that have been designed for folks with bad credit, fair credit, stellar credit, and spotless credit – as well as information about how to find the right credit card for your lifestyle, how to decide between two credit cards that seem exactly the same on the surface, and also how to select the best rewards for credit cards that are offered out there today.

This is definitely a website that you’re going to want to rely on.

BankRate.com

Another of the more popular credit card websites on the web right now, Bankrate is also going to help you find information about just about any type of loan or lending service you could take advantage of – including profiling many of the most popular credit card offers out there today.

Allowing you to better understand how interest rates work, how to find a credit card that makes sense for your daily more monthly budget, and also outlining many of the more common mistakes that people make when they choose a credit card that doesn’t make sense for their life, this is a website that should not go ignored.

NerdWallet.com

Though it has a bit of a funny sounding domain name, the truth of the matter is that this community driven credit card website has absolutely exploded in popularity – and usefulness – in just the last few years.

Not only are you going to find a number of credit card offers that you may be interested in taking full advantage of, but you should also be able to find community resources from real people found themselves in your exact same situation – outlining the specific steps you should take to protect yourself, the kinds of cards that you should look for in the ones that you should ignore, and a whole host of other pieces of valuable information you would find anywhere else.